December 17, 2016
TERMS APPLICABLE TO ALL USERS: ELIGIBILITY, LICENSE AND REPRESENTATIONS
Proprietary Rights & Limited License
Use of the Site and Restrictions
Without our prior consent from Lendmerit Inc., you may not:
Lendmerit reserves the right to terminate, disable or limit your access to, or use of, this Site and the Services at any time without notice for any reason, with or without cause.
You represent, warrant and agree that no materials of any kind will be submitted or otherwise posted, shared or uploaded by you through the Service will violate or infringe upon the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary rights; or contain libelous, defamatory, fraudulent or otherwise unlawful material. You further agree not to harvest or collect email addresses or other contact information of Users from the Service or the Site by electronic or other means for the purposes of sending unsolicited emails or other unsolicited communications. Additionally, you agree not to use automated scripts to collect information from the Service or the Site or for any other purpose. You further agree that you may not use the Service or the Site in any unlawful manner or in any other manner that could damage, disable, overburden or impair the Site. In addition, you agree not to use the Service or the Site to:
User content, Account, Password and Security
You are solely responsible for the personal or business information, photos, profiles, messages, notes, text, information, music, video, contact information for you or others, advertisements or other content uploaded, published, provided or displayed on or through the Service or the Site, or transmit to or share with other Users.
By posting any User Content to any part of the Site, you automatically grant, and you represent and warrant that you have the right to grant, to the Company an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part) and distribute such User Content for any purpose on or in connection with the Site or the promotion thereof, to prepare derivative works of, or incorporate into other works, such User Content, and to grant and authorize sublicenses of the foregoing. You may remove your User Content from the Site at any time. If you choose to remove your User Content, the license granted above will not expire.
You may review personal or business information (including credit data) posted by other Users on the Site, but you are not authorized to disclose or otherwise use such information for any purpose other than assessing the creditworthiness of other Users.
ALL USERS: CONSENT TO ELECTRONIC TRANSACTIONS AND DISCLOSURES
CALL RECORDING AND MONITORING: You consent to the recording and monitoring, for quality assurance, training, risk management and/or collection purposes, of any call that you place with us (or our agents, representatives, affiliates, third parties or anyone calling on our behalf) or that we (or our agents, representatives, affiliates, third parties or anyone calling on our behalf) place to you.
Electronic Communications. Any Disclosures will be provided to you electronically through our online platform or either on our Site or via electronic mail to the email address you provided. At any time you require a paper copy, you may access your documents electronically and print them or contact us for further assistance at (888) 866-8808. Your consent to receive Disclosures and transact business electronically, and our agreement to do so, applies to any transactions to which such Disclosures relate. Your consent will remain in effect for so long as you are a User.
Hardware and Software Requirements. To access and retain Disclosures electronically, you must satisfy the following computer hardware and software requirements: access to the Internet; an email account and related software capable of receiving email through the Internet; supported Web browsing software.
Access through mobile. If you are accessing our site and the Disclosures electronically via a mobile device, we recommend using our mobile application for better navigation. Through a registered user under the mobile application, you will be able to access your account and other pertinent documents and information.
Updated contact Information. You must keep us informed of any change in your email or home mailing address so that you can continue to receive all Disclosures in a timely fashion. Contact us at email@example.com with your updated information or (888) 866-8808 for further assistance on how to update your information.
ALL USERS: INTELLECTUAL PROPERTY
Lendmerit Inc. and other Company graphics, logos, designs, page headers, button icons, scripts and service names are registered trademarks, trademarks or trade dress of the Company in the U.S. and/or other countries. The Company's trademarks and trade dress may not be used, including as part of trademarks and/or as part of domain names, about any product or service in any manner that is likely to cause confusion and may not be copied, imitated, or used, in whole or in part, without the prior written permission of the Company.
Disclaimer of Warranty; Limitation of Liability
User expressly agree that use of our online site or services is at the User’ sole risk. Neither Lendmerit Inc, its affiliates nor any of their respective employees, agents, third party content providers or licensors warrant that our site or service will be uninterrupted or error free; nor fo they make any warrant as to the results that may be obtained from use of our site or service, or as to the accuracy, reliability or content of any information, service or merchandise provided through our site. Our online site is provided on an “as is” and “as available” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a purpose, non-infringement or title. There are no warranties as to the results of your use of the Content. For a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable to this agreement. We also do not warrant the site is free of any malicious virus, although we make sure to maintain and provide up to date safeguard on confidential information.
The Site and the Service may be temporarily unavailable from time to time for maintenance or other reasons. The Company assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, User communications. The Company is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email or players on account of technical problems or traffic congestion on the Internet or on the Site or combination thereof, including injury or damage to Users or to any other person's computer related to or resulting from participating or downloading materials in connection with the Web and/or in connection with the Service. Under no circumstances will the Company be responsible for any loss or damage, including any loss or damage to any User Content, financial damages or lost profits, loss of business, or personal injury or death, resulting from anyone's use of the Site or the Service, any User Content or Third Party Content posted on or through the Site or the Service or transmitted to Users, or any interactions between Users of the Site, whether online or offline.
Governing Law; Venue and Jurisdiction
Please contact us at Loans@lendmerit.com or call us at (888) 866-8808