Online Privacy Policy

Important Notice Regarding Your Privacy Rights

At Lendmerit Inc., maintaining our customers’ trust and confidence is a high priority. That’s why we want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safe guard that information.

This privacy policy notice is designed to inform you of the types of nonpublic personal information ("Personal Information") Lendmerit Inc ("Company") may maintain or collect during our relationship with you. It explains the safeguards we have in place to protect that information and the circumstances under which we may share that information with other companies. This provisions of this notice applies to both current and former customers.

Why We Collect Personal Information

We collect Personal Information to identify you, confirm facts about you, deliver financial products and services to you, to help us assess requests for financial products and services, and as necessary to service your loan.

Personal Information We Maintain or Collect

The following are examples of the types of nonpublic personal information we maintain or collect:

Sharing of Personal Information

We may share some or all of the Personal Information that is described above as follows:

Your Right to Limit Sharing/Opt-Out Right

You have the right to limit our sharing of your Personal Information, except as permitted by law, by completing and returning to us a written request to opt out. You can send your written request to 9760 Baseline Road, Suite 104, Rancho Cucamonga, CA 91701. You can contact us at (888) 866-8808 if you have further questions.

Protection of Information and Security Procedures

We restrict access to Personal Information about you as a current or former customer to our employees or affiliates who need this information to provide financial products or services to you and to otherwise service your account(s) with us. We maintain physical, electronic and procedural safeguards that comply with applicable federal and state standards to guard your Personal Information. We utilize the latest Sockets Layers (SSL) software to establish encrypted link between our web server and a browser and management system to keep all your information secure and to prevent unauthorized parties from viewing any nonpublic personal information transmitted to or from us. All the data are stored on our highly-secured Amazon EC2 server. We patch our system to the most current levels and fix any vulnerabilities at least once a month.

Normal Web Site Usage

You can visit our web site to read about our services and company information, and use our on-line tools without revealing any personal information. During your visits to our website as normal website usage the only information we collect is the pages you request, the date and time of those requests and the number of visits you made to our website. This information generates statistical data and measures the website activity to improve our website. This same information may be shared with third parties to provide these services or to analyze, store, or aggregate the information. It may also be shared with other third parties, working with us to improve our services or our website. During normal web site usage, we do not collect or store personally identifiable information such as name, mailing address, email address, phone number or Social Security number.

On-Line Collection of Personally Identifiable Information

We may request personally identifiable information to provide our website visitors with a service or response/correspondence. We may collect and store this information appropriately to the nature of the request as determined by us to better fulfill your request. The information you provide is used by us to improve the services we provide you. We never provide or sell to any other company information collected for that company's independent use. Please note that our website may provide links to third party sites not controlled by us. We may not have any control over those sites or links.

Electronic Mail Sent to Us That Contains Personal Information

Our website allows for you to submit your information and send us personally identifying information. We will only use this information to identify the user as our customer and to determine how to respond specific to the request. We will use this information for the purpose identified in the email message and to enhance our understanding of you to improve our services to you.

Internet Services

To use our online services, such as online account access, we require a certain amount of personally identifying information (e.g., name, Social Security number, account number and/or other applicable information) we can use to verify you as our customer. We use this information to identify and access data in the existing relationship we have with you to provide you with the requested services. We request email addresses as an alternate means of contacting you. Providing your email address is optional, except when you request an Internet delivered service, then it is necessary for us to have your email address to honor your request. We may also use this information to enhance our understanding of you and improve our services.

Cookies

A "cookie" is a small line of text that is stored within your browser when you visit a cookie-enabled website. We use and enable cookies only for storing site preferences and login information of the users. We will not enable cookies for storing sensitive and private information.

Accurate Information

At any moment you feel our records are incomplete or inaccurate you can contact us directly at (888) 866-8808, send us an email at loans@lendmerit.com, or send us written notice at 9760 Baseline Road Suite 104, Rancho Cucamonga, CA 91701

We reserve the right to change our Privacy Policy and Privacy Notice. A revised Privacy Policy or Privacy Notice applies only to data collected subsequent to its effective date. If we make substantial changes to our policy, we will post the changes on our website.

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